รายละเอียดตัวอย่าง

＋In this modern era, credit cards enable individuals to purchase easier. While the minorities argue that people will suffer with their debt.＋ In my perspective, credit card practicality overshadows its disadvantages.

In today's fast-paced world, people tend to bring their cards along with them. However, this could create a chance for frauds to make deceived methods. For example, people using their cards or phones to pay which easily create a security hole as they can apply counterfeit wireless payment . This results in the victims losing money immediately without notice until their bank account has nothing left. Moreover, the irresponsible individuals using credit cards will overuse the credit limit and even forget to return money that they have used from the banks. Especially “GENZ” or GEN “BETA”, some of them who are addicted to shopping. This type of person will use their money on things that are eye-catching with an unaware mind. When the due date payment comes, the account turns out to be that there is no money left . This leads to the prestige of who borrowed money will become lower and the debt money will increase incredibly.＋

Although it could bring risk to people, the advantages of credit cards are financial opportunities and convenience. Every entrepreneur needs to borrow money for their new established business or people who are underprivileged need to pay for their medicine and accommodation. In other words, this creates the chances for individuals to gain new experience and unwind time toward the pressure of life . Such as, industrial workers whose parents suddenly fall sick could use credit cards for advanced money. It also brings benefits to startup people who need a large amount of money to manage the company. Secondly, people can not deny credit cards convenience. Compared to cash, cards are expected to be more comfortable due to their small layout which can hold a lot of money at once. This makes people 's journeys safer and easier to manage. Thereby, people could make use of money efficiently by convenience and bring opportunities.

＋In conclusion, whether people should use credit cards or not. It can be observed that nowadays cards act as an important role in people's life which both bring benefits such as convenience and opportunities.