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In the past few years, monetary matters have become one of the most common topics in casual conversations, whereas it used to be a sensitive issue in the past. This essay will examine underlying reasons for this phenomenon, and explain why it should be seen as a predominantly negative development.

The phenomenon of talking about money in daily conversations is attributable to a host of reasons. Chief among these is that money is a basic need of life that cannot be replaced. This can be easily seen in numerous cities, where high living costs put pressure on residents. Particularly for younger generation who frequently encounter livelihood challenges, conservating about money can allow them to share their burdens and find ways to cope with that issue. Another factor lies in boasting, various people just want to achieve the purpose of showing off their assets through social gatherings. This can enhance their image effectively, and garner respect and admiration from others.These chats sound harmless,but in facts, this can have many negative impacts on society. Talking too much about money gradually promotes a materialistic lifestyle among citizens.When people only focus on financial wealth during their chats, they unintentionally neglect important lifestyle topics such as health and entertainment. Not only can this create an invisible distance in the conversation, but it can also make others feel inadequate about themselve. Furthermore, financial talk contributes to broaden social status between friends and neighbors. Witnessing the expensive assets of rich people can easily make the poor feel a sense of resentment. Consequently, this negative feeling can damage personal relationships and cause unnecessary division in the community.

In conclusion, personal demand and individual feeling are the driving forces behind this phenomenon. In my view, this ongoing trend yields detrimental consequences for both personal relationships and social cohesion.