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Nowadays, more young people use credit cards or other forms of credit to buy something which they cannot afford immediately. This trend brings both advantages and disadvantages. Although using a credit card can meet financial needs in the short term, in my opinion, the disadvantages can be larger than the advantages.

On the one hand, using a credit card or something other credit have several benefits. Firstly, customer can be need to more time to save money to buy essential purchases but it is possible meet immediate needs. This is very useful in some emergencies when they do not have money to pay.＋ Additionally, if it use possibly this payment can more reduce in ease financial pressure and bring short-term financial flexibility than manage cash flow.

On the other hand, using the credit card can have to exsist a lot of drawbacks. first of that, this form of payment easily make many people want to satisfy their shopping needs immediately, so the things they buy is not necessary. If they cannot control their money, they can overspend and fall into the in debt. Over time, the debt with interest makes them feel financial burden and under pressure about the mental. Not only affect the user themselves but also affact the disadvantage about their families or friends when they must to borrow close people to repay then debt or support financial＋

In conclusion, more young people using credit cards or other forms of credit to buy things they cannot afford immediately can bring benefits and drawbacks. Although it can help young people meet necessary demands and reduce financial pressure, it can lead to debt and financial burden in the future. So, I believe this trend's disadvantages are larger than its advantages, and people should be careful before using credit cards for shopping.